Credit Analyst – Temp to Hire position – Excellent Benefits –  Monday through Friday from 8:00am to 5:00pm

Essential Job Duties:

• Obtain all necessary financial data from the credit file or outside sources.
• Work with Loan Officer when up-to-date financial statements are needed.
• Spread and analyze financial statements; study and evaluate the information and prepare written reports for the Loan Officer and appropriate Committees.
• Ensure that all loan activities comply with compliance requirements, as defined by the Loan Policy and procedures, and state/federal laws and regulations.
• Maintain loan documentation in credit files to defined Loan Policy standards.
• Assist lenders and loan support staff with questions related to loan documentation.
• Perform monthly construction, floor plan and farm inspections.
• Monitor upcoming lines/loans that are coming due.
• Perform appraisal reviews.
• Maintain Bank’s financial tickler system.
• Help prepare materials for the Loan Committee and Director Loan Committee meetings.

Knowledge, Skills & Abilities:

• Basic accounting skills.
• Extensive knowledge of all financial institution policies and procedures.
• Excellent analytical skills, including the ability to define problems, collect data, establish facts and draw valid conclusions.
• Ability to effectively communicate orally and in writing.
• Ability to work independently and in a team environment.
• Ability to analyze various types of financial statements and credit reports, both business and consumer related.
• Knowledge or spreadsheet applications as they pertain to financial analysis. Strong working knowledge of Microsoft Excel and Microsoft Word.

Education & Experience:

• Bachelor’s degree in business, accounting, finance or equivalent work experience is required.
• Previous banking experience is preferred.

Physical Requirements:

• Ability to sit for extended periods of time.

Job Order 9:999
Applications for these positions are being accepted at Premier Staffing.